Merchant Accounts

There are many advantages to having a merchant account over other methods of credit card processing. Aside from the signifiant savings that our clients enjoy (with rates as low as 1.03%) it is widely recognized that consumers have greater confidence in and thus spend more with stores online and off that provide a standard checkout tied into a merchant account than others that rely on services like PayPal. According to the Federal Reserve, there are over 600 million credit cards in circulation, so it makes sense that merchant accounts are in high demand and a necessity for any serious business. Merchant accounts not only let your company accept a variety of different credit cards, but customers will be able to make quick and secure purchases. By offering your customers a simple and secure method of payment, you ensure they return to your business for future service. Our merchant account services also allow you to keep better track of your financial transactions. We provide monthly reporting which includes all records of your credit card transactions for efficient book keeping.

Getting a Merchant Account

Applying for a merchant account is a simple process that takes only a few moments to complete. In fact, you can even apply for merchant accounts online - Just try our form!

Merchant account fees are comparable to loan interest rates - there will be fees based on the amount of risk your business poses to the bank or account providers. The most common type of account fees are initial start-up and transaction fees, equipment fees, chargeback fees, customer support fees, and monthly minimum fees.

In the end, credit card transactions afford the customer another payment option that in the long run helps businesses like yours stay competitive. It doesn’t matter how big or small your business is, it's what your customers demand - a quick, easy and secure method of payment!